DIP074 - Increase USDT0 Supply & Borrow Caps on Conflux

Summary

This proposal seeks to increase the USDT0 supply and borrow caps on the Conflux network from 2,000,000 to 10,000,000 across dForce protocols.

The current supply cap has been fully utilized, indicating strong user demand for USDT0 on Conflux. Raising the cap will support continued growth, improve capital efficiency, and ensure uninterrupted access to USDT0-based DeFi services for users.


Background

Conflux has officially adopted USDT0, the omni-chain version of Tether built on LayerZero’s OFT standard, as its primary stablecoin standard.

USDT0 offers several advantages over legacy USDT, including:

  • Unified Liquidity: Shared liquidity across connected chains, reducing fragmentation and improving capital efficiency
  • Enhanced Transparency & Security: Standardized bridging with improved verification mechanisms
  • Cross-Chain Expansion: Native scalability through LayerZero’s OFT infrastructure
  • Optimized DeFi Routing: Eliminates wrapped assets and intermediary bridges, reducing operational complexity

As part of this transition, dForce has already integrated USDT0 into its Conflux deployment. Since launch, demand has quickly reached the existing supply cap, signaling healthy adoption and market traction.


Motivation

1. Meet Strong User Demand

The current USDT0 supply cap on Conflux has been fully utilized, indicating strong and growing user demand. As a result, users are unable to supply additional USDT0, creating an artificial constraint on participation. Increasing the supply cap removes this bottleneck and allows organic growth to continue without interruption.

2. Support Conflux’s Stablecoin Strategy

dForce is a long-term supporter of the Conflux ecosystem and is aligned with Conflux’s strategy to advance stablecoin interoperability through USDT0. Increasing the USDT0 supply cap reinforces USDT0 as the primary stablecoin on Conflux, supports deeper liquidity, and aligns dForce’s growth with Conflux’s goal of bridging traditional finance and Web3 settlement systems.

3. Improve Capital Efficiency

A higher supply cap enables deeper USDT0 liquidity to support lending, borrowing, and real-world asset use cases. This contributes to healthier utilization rates, smoother interest rate dynamics, and stronger capital efficiency across Conflux-native protocols.

4. Maintain a Strong User Experience

Increasing the cap ensures uninterrupted access to USDT0-based DeFi products and prevents supply-side limitations from impacting users. By removing friction and reducing confusion during onboarding, this change supports a smoother and more reliable experience for both existing and new Conflux users.


Implementation

If approved, the proposal will:

  • Increase the USDT0 supply cap on Conflux from 2,000,000 to 10,000,000
  • Keep all other risk parameters unchanged
  • Take effect following the standard governance execution process
  • No contract upgrades or migrations are required.

Specification

Updated Parameters for USDT0 on Conflux

Parameter Value
Collateral Factor (LTV) 85%
Liquidation Threshold 88%
Reserve Factor 10%
Liquidation Penalty 7%
Supply Cap 10,000,000
Borrow Cap 10,000,000
Oracle Provider Pyth – USDT0/USD

Conclusion

Increasing the USDT0 supply and borrow caps to 10M is a low-risk, high-impact adjustment that reflects current market demand and supports Conflux’s stablecoin strategy.

This change will:

  • Unlock additional liquidity
  • Improve capital efficiency
  • Enhance user experience
  • Strengthen dForce’s alignment with Conflux’s long-term roadmap

We recommend approving this proposal to support continued growth of USDT0 on Conflux